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Financing, Insurance and Warranty

BMW 3asy Ride at Bob's BMW


It has never been easier or more economical to own a BMW motorcycle. If you love riding the newest bikes from BMW, then 3asy Ride* financing is for you! With the 3asy Ride* 48-month plan, you only pay for the partial value of the bike allowing for low monthly payments. And then, at the end of the term you can trade your motorcycle in for the latest and greatest BMW!


3asy Ride* not only offers low payments, it also gives you options for:

  1. $0 down payment.
  2. 30-90 days to first payment.
  3. Flexible end of term options.

Visit Bob’s BMW Motorcycles or CALL 1-888-BMW-BOBS to learn how easy it is to own a new BMW, with 3asy Ride* financing.

Complete a BMW Credit Application today. Submit it in advance or bring it in when you come by to test ride the bike of your dreams! Be sure to select Bob’s BMW as your dealer.

Calculate your payments ONLINE!
*Rates/terms dependent upon credit approval

*3asy Ride is a retail installment sales contract with a balloon payment. Financing provided to well-qualified customers financing their purchase of new eligible BMW motorcycles by participating BMW motorcycle dealers and assigned to BMW Financial Services NA, LLC or BMW Bank of North America. The monthly payment examples are based on MSRP + destination / amount financed, 48 month contract, 4.99% APR, 30 days to first payment, down payment and applicable balloon due at the end of the term. Down payment, monthly payment, and other credit terms depend upon motorcycle model, state, applicant’s creditworthiness, amount financed, and length of contract term. This is not an offer of any particular purchase or financing transaction. Excludes tax, title and registration fees. Program not offered in NC, ND, NH, PA & WV. The minimum amount financed for all contracts must exceed $5,000. The total amount financed must be greater than $10,000 in HI and MD. In NJ the selling price must exceed $10,000. 3asy Ride products may not be used in ME for contracts with a term of less than 48 months. Subject to credit approval. Actual credit terms for an approved client may differ based on applicant’s creditworthiness, amount financed, and length of term. Offer based on a non-promotional rate – rates subject to change on a Monthly basis – see your BMW Motorrad sales representative for details.


SPECIAL OFFER: Active military and emergency services personnel can qualify to save 10% on Insurance and Warranty Policies. Qualified vehicles only.

Contact our Finance & Warranty Administrator. Call 301-497-8949 ext. 210 to see if you qualify!


All new BMW Motorcycles automatically come with the factory 3 year/36,000 mile warranty (link to warranty under service), which is the best in the industry! Tires and wheels (link to section below) are NOT covered under your factory warranty…strange but true. Options are available at Bob’s BMW. Learn More>>

Pre-owned BMWs purchased at Bob’s that are Advantage Certified come with a 30-Day Mechanical Guarantee* which covers any major mechanical driveline issue that develops within the first 30 days of ownership.
Beyond that, Bob’s BMW offers Vehicle Service Contracts that protect you from covered mechanical breakdown costs after your manufacturer’s warranty expires. These contracts are good for new and used motorcycles, including non-BMWs. Vehicle Service Contracts offer:

  • Unlimited mileage
  • No deductible option for some bikes
  • Contract good for new and used motorcycles, even non-bmw brands
  • Pick up and delivery reimbursement
  • Substitute vehicle reimbursement
  • $75 per day travel benefit
  • Nationwide coverage
  • Transferable coverage
  • Claim payments made directly to authorized dealers

Contact our Finance & Warranty Administrator. Call 301-497-8949 ext. 210
*All internally lubricated parts in engine, transmission, and final drive when applicable are considered major mechanical driveline; owner neglect is not covered.


motorcycle tire and wheel insurance

Of all things not to be covered under your factory warranty…wheels and tires?! Strange but TRUE!

That is why Bob’s BMW works with Zurich to offer its customers special insurance protection against road hazards that damage your wheels and tires, including potholes!

Tire replacements aren’t cheap but with tire and wheel insurance, you can ride knowing you are protected with a $0 deductible against road hazards like potholes, rocks, wood debris, metal, or any other item that you could run over between the curbs and cause harm to your tire.

Benefits of Tire and Wheel Insurance:

  • Flat Tire – Reimbursement for charges incurred to repair a flat tire caused by road hazard while operating the vehicle on public streets, in a legal manner.
  • Tire Replacement – Reimbursement for the cost incurred to replace a tire if a tire covered by this agreement becomes un-repairable. Coverage is valid through the tread life (down to 3/32”) and will be replaced with a tire of like kind, quality, and cost to the original tire.
  • Wheel Protection – Reimbursement for the repair or replacement of wheels/rims rendered unserviceable due to the road hazard.
  • Mounting and Balancing – Reimbursement for the cost of mounting, balancing, and valve stems for any tire replaced under this agreement.
  • Road Service – Reimbursement for the cost of road service when directly related to the repair or replacement of a covered tire.

Contact our Finance & Warranty Administrator. Call 301-497-8949 ext. 210 to sign up TODAY!

Motorcycle GAP insurance
GAP Insurance

Motorcycle GAP Plus Insurance eliminates the financial gap between your primary insurance company’s settlement and the loan payoff, and your deductible.

Contact our Finance & Warranty Administrator. Call 301-497-8949 ext. 210 to sign up TODAY!